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This document is a notification of late filing for Credit Acceptance Corporation's Quarterly Report on Form 10-Q for the period ending September 30, 2005. It includes the reasons for the delay, relevant
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How to fill out FORM NT 10-Q

01
Obtain the current NT 10-Q form from the SEC's EDGAR database.
02
Fill in the reporting company's name and address at the top of the form.
03
Specify the name of the file being filed and the end date of the reporting period.
04
Indicate the reason for the late filing, providing a detailed explanation.
05
Include any additional information that may be required, such as the expected date of filing the complete report.
06
Review all entries for accuracy and completeness before submission.
07
Submit the completed NT 10-Q form through the SEC's EDGAR filing system.

Who needs FORM NT 10-Q?

01
Public companies that are unable to timely file their quarterly reports on Form 10-Q.
02
Companies looking to explain the reasons for the delay and provide a new anticipated filing date.
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While 10K reports are due annually and must include audited financial statements, 10Q reports are due quarterly, three times a year, and include unaudited financial statements.
The Form 10-Q includes unaudited financial statements and provides a continuing view of the company's financial position during the year. The report must be filed for each of the first three fiscal quarters of the company's fiscal year. You'll find a company's Form 10-Q filings in the SEC's EDGAR database.
10Q filings are quarterly reports of a public company's financials and operations over the period.
A company may decide to file its Form 10-Q by the original or extended filing date without its auditor's review. In such circumstances, the company must explicitly disclose that the filing is incomplete because Form 10-Q's required auditor SAS 100 review was not performed and/or completed.
Companies that fail to timely file their 10-Q or 10-K are required by SEC Rule 12b-25 to. file a Form NT (for “Non-Timely”) no later than one day after the due date. Timely filing of. Form NT (also known as Form 12b-25) results in an automatic one-time grace period of 5 days. for 10-Qs and 15 days for 10-Ks.
Purpose and Key Filing Elements of 10-Q SEC Filings The first part of the 10-Q contains condensed financial statements such as balance sheets and income statements, management discussion and analysis, market risk disclosures, and details regarding internal controls.
The Form 10-Q includes unaudited financial statements and provides a continuing view of the company's financial position during the year. The report must be filed for each of the first three fiscal quarters of the company's fiscal year.
Companies must file their 10-Qs 40 or 45 days after the end of their quarters, depending on the size of their public float. A snapshot of a company's financial position, Form 10-Q provides investors with information they can compare to previous periods and use to evaluate the outlook for the stock's performance.

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FORM NT 10-Q is a form used by publicly traded companies to inform the SEC that they will be unable to file their quarterly report on Form 10-Q on time.
Any publicly traded company that is required to file Form 10-Q and anticipates that it will miss the filing deadline must submit FORM NT 10-Q.
To fill out FORM NT 10-Q, the company must provide its name, SEC file number, the due date of the original Form 10-Q, and the reason for the delay in filing.
The purpose of FORM NT 10-Q is to notify the SEC and investors that a company will be late in submitting its quarterly report and to explain the reasons for the delay.
FORM NT 10-Q must report the company name, SEC file number, the due date of the Form 10-Q, and a statement outlining the specific reasons for the filing delay.
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