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P r o d u c t d is c l o s your statement I SS u e d 1 F E B R u AR y 2 0 1 1 Liberty Term Investment Fund Liberty Term Investment Fund (ARSON 141 340 454) Responsible Entity Liberty Fiduciary Limited

How to fill out product disclosure statement

How to fill out a product disclosure statement?

1. Start by reviewing the instructions: Before filling out the product disclosure statement (PDS), it is important to carefully read and understand the instructions provided. Familiarize yourself with the purpose of the PDS and the specific information it requires.
2. Gather all necessary information: Collect all the relevant details that are required to complete the PDS. This may include information about the product, its features, fees, risks, and any other relevant information that needs to be disclosed.
3. Clearly identify the product: Begin by providing accurate and specific details about the product for which you are preparing the PDS. This could include the name, type, category, or any other important identifiers that will help users understand what the PDS is referring to.
4. Include all required sections: Fill out each section of the PDS as outlined in the instructions. Ensure that you cover all the necessary areas, such as the key features, risks, fees and charges, disclosure statements, and any other information required by law or regulations.
5. Use plain and clear language: While filling out the PDS, it is important to communicate the information in a clear and easily understandable manner. Avoid using complex jargon or technical terms that may confuse the readers. Use simple and concise language to convey the required information effectively.
6. Provide accurate and up-to-date information: It is essential to ensure that all the information provided in the PDS is accurate, correct, and up-to-date. Double-check the details you include to avoid any inaccuracies that may mislead or confuse the readers.
7. Seek legal or professional advice if necessary: If you are unsure about any aspect of filling out the PDS, consider seeking legal or professional advice. This can help ensure compliance with legal requirements and enhance the overall quality and accuracy of the PDS.

Who needs a product disclosure statement?

1. Financial institutions: Banks, insurance companies, investment firms, and other financial institutions are required to provide a product disclosure statement to their customers. This helps ensure that consumers are well-informed about the financial products they are considering.
2. Retailers and manufacturers: Businesses that sell consumer products or services, such as electronics, appliances, or warranties, may also need to provide a product disclosure statement. This allows customers to make informed decisions by understanding the features, warranties, and risks associated with the products they purchase.
3. Service providers: Service providers, including telecommunications companies, utility providers, and subscription-based services, may also need to issue a product disclosure statement. This informs consumers about the terms, conditions, and obligations related to the services they are subscribing to.

Note: The specific legal requirements for a product disclosure statement may vary depending on the country and industry. It is important to consult relevant laws and regulations to ensure compliance.

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