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03/23/2011 U* S* SMALL BUSINESS ADMINISTRATION FACT SHEET - DISASTER LOANS TENNESSEE Declaration 12497 12498 Disaster TN-00048 Incident Severe Storms and Flooding Occurring February 28 2011 and continuing For Knox County and contiguous counties of Anderson Blount Grainger Jefferson Loudon Roane Sevier and Union* Application Filing Deadlines Physical Damage May 23 2011 Economic Injury December 23 2011 Whether you rent or own your own home own your own business or own a small agricultural...
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How to fill out disaster loans fact sheet
How to fill out Disaster Loans Fact Sheet
01
Gather necessary financial documents including income statements, business tax returns, and expenses.
02
Obtain the Disaster Loans Fact Sheet from the relevant government website or local agency.
03
Fill in your personal and business information as required on the form.
04
Provide details about the disaster that has impacted your business.
05
Outline the financial impact by noting lost revenue and increased costs due to the disaster.
06
Review the completed fact sheet for accuracy and completeness before submission.
07
Submit the form as instructed on the fact sheet, ensuring you meet any deadlines.
Who needs Disaster Loans Fact Sheet?
01
Small business owners who have suffered losses due to a declared disaster.
02
Individuals and families seeking financial assistance to recover from disaster-related damages.
03
Non-profit organizations impacted by disasters that require funding for recovery efforts.
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People Also Ask about
What is the interest rate for a FEMA loan?
Low-interest disaster rates are available. Interest rates are as low as 2.688% for homeowners and renters, 4.0% for businesses and 3.25% for nonprofit organizations. Your first payment will not be due for 12 months, and no interest will accrue during that 12-month period.
What is the maximum FEMA will pay?
Qualifying for an SBA loan is generally easier than a traditional bank loan, but that doesn't mean it's a simple process. Applying for these loans takes a lot of effort, including loads of paperwork. Whether you'll qualify will depend on the type of SBA loan you pursue.
What can an SBA disaster loan not be used for?
Use of proceeds You may not use the funds to upgrade homes or make additions, unless required by the local building code. You may be eligible for up to a 20% loan amount increase above the real estate damage, as verified by SBA, for improvements that will help prevent risk of future property damage.
Is it hard to get approved for an SBA disaster loan?
Qualifying for an SBA loan is generally easier than a traditional bank loan, but that doesn't mean it's a simple process. Applying for these loans takes a lot of effort, including loads of paperwork. Whether you'll qualify will depend on the type of SBA loan you pursue.
Will disaster loans be forgiven?
As of January 2025, there are no plans to forgive outstanding SBA EIDL loans.
What is the interest rate on a FEMA disaster loan?
SBA can offer a loan that fits your personal budget. For applicants unable to obtain credit elsewhere, the interest rates are 2.5 % for home loans, 4.0% for business loans and 2.375% for nonprofit organizations.
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What is Disaster Loans Fact Sheet?
The Disaster Loans Fact Sheet is a document that provides information about the loans available to individuals and businesses affected by disasters. It outlines the types of loans, eligibility criteria, and application procedures.
Who is required to file Disaster Loans Fact Sheet?
Individuals and businesses that are applying for disaster assistance loans are required to file the Disaster Loans Fact Sheet as part of their application process.
How to fill out Disaster Loans Fact Sheet?
To fill out the Disaster Loans Fact Sheet, applicants should provide accurate and complete information regarding their eligibility, financial details, and the extent of the disaster impact. It's important to follow the instructions provided with the form thoroughly.
What is the purpose of Disaster Loans Fact Sheet?
The purpose of the Disaster Loans Fact Sheet is to collect essential information from applicants to assess their eligibility for financial assistance and to streamline the loan application process.
What information must be reported on Disaster Loans Fact Sheet?
The Disaster Loans Fact Sheet requires applicants to report information such as personal details, business information (if applicable), the nature of the disaster, financial statements, and any previous federal assistance received.
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