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This document outlines the regulations and requirements for operating collection agencies in North Carolina, including permit procedures, bond requirements, and prohibited practices.
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Read the title and scope of NC General Statutes - Chapter 58 Article 70 to understand its purpose.
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Who needs NC General Statutes - Chapter 58 Article 70?

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Individuals and businesses involved in insurance-related activities in North Carolina.
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Insurance companies operating within the state.
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Regulatory agencies overseeing insurance practices in North Carolina.
04
Consumers seeking to understand their rights and responsibilities under North Carolina insurance laws.
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A license issued to a bail bondsman or to a runner authorizes the licensee to act in that capacity until the license is lapsed, suspended or revoked. The licensee shall return the license to the Commissioner within 10 working days of the lapse, suspension, or revocation of the license.
Debt collectors are allowed to contact you: In person, by mail, by telephone and by fax about the bills you owe. At home, between the hours of 8 a.m. and 9 p.m. At work. It is legal for debt collectors to contact you on the job unless they have a telephone number to reach you during non-working hours.
Creditors can sue you if you fail to pay your credit card debt. If they win their case, a court will issue a judgment against you which gives the creditor the ability to file a lien in the public records.
In North Carolina, most types of debt are governed by a 3-year statute of limitations. This means that creditors must act within three years of the last payment or missed payment to sue you for the debt. However, even after the statute of limitations expires, you may still be pursued by creditors.

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NC General Statutes - Chapter 58 Article 70 pertains to the regulation and management of health insurance and establishes standards for providers and insurers operating in North Carolina.
Entities that are involved in the insurance business, including health insurance companies and licensed insurers operating in North Carolina, are required to file under NC General Statutes - Chapter 58 Article 70.
To fill out the forms for NC General Statutes - Chapter 58 Article 70, organizations must provide accurate information regarding their insurance operations, including financial data, and submit any required documentation as specified in the statute.
The purpose of NC General Statutes - Chapter 58 Article 70 is to ensure consumer protection, maintain fair competition in the health insurance market, and establish guidelines for compliance among insurance providers.
The information that must be reported includes financial statements, coverage details, claims information, and other relevant data that reflects the insurance provider's operations and compliance with state regulations.
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Relevant keywords

collection agency North Carolina permit procedures bond requirements debt collection insurance commissioner application criminal penalties record keeping prohibited practices

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