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Effective from 1 June, 2017General Banking Services ChargesType of Services Charges×Details CURRENT ACCOUNT Insufficient funds HKD150.00 / USD18.00 / HKD×USD check RMB200.00 per returned RMB check
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How to fill out general banking services charges

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To fill out general banking services charges, start by gathering all relevant financial statements and bills related to your banking activities.
02
Identify the specific services for which you have incurred charges. This could include maintenance fees, transaction fees, ATM fees, wire transfer charges, etc. Closely examine your statements to ensure that you don't miss any charges.
03
Review each charge individually to understand its purpose and whether it aligns with the services you have utilized. For example, if you notice a charge for a service you didn't request or use, it could be a mistake that needs rectification.
04
Familiarize yourself with your bank's fee schedule and policies. This will help you better understand the charges and assess their accuracy. If you have any doubts, reach out to your bank's customer service for clarification.
05
Complete the necessary sections on the general banking services charges form provided by your bank. Make sure to include all the relevant information, such as the date of the charge, the service it pertains to, and the amount charged.
06
Double-check your entries for accuracy and completeness before submitting the form. Mistakes or missing information could cause delays or complications in resolving the charges.
07
If you believe that any charges are incorrect or unjustified, provide a detailed explanation or dispute the charges with your bank. Depending on your bank's policies, this could involve contacting customer service, writing a formal dispute letter, or visiting a branch in person.

Who needs general banking services charges?

01
Individuals who hold bank accounts and utilize various banking services, such as checking accounts, savings accounts, debit cards, credit cards, or loans, may encounter general banking services charges.
02
Small businesses and corporations that engage in financial transactions through their bank accounts also need to be aware of general banking services charges.
03
Any person or entity with a bank account who wishes to maintain accurate financial records and ensure the accuracy of charges on their statements should pay attention to general banking services charges.
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General banking services charges are fees that banks charge for various services provided to customers, such as account maintenance, ATM transactions, wire transfers, etc.
Banks are required to file general banking services charges with the relevant regulatory authorities.
General banking services charges can be filled out by documenting all fees charged to customers for different services provided by the bank.
The purpose of general banking services charges is to cover the cost of providing various services to customers and generate revenue for the bank.
Information such as the type of service provided, the fee charged, and the customer account involved must be reported on general banking services charges.
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