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This includes applicable coinsurance and copayments for participating insurance companies. Elizabeth Straka Speech Associates accepts cash personal checks and all major credit cards. 00 and greater will automatically be refunded to the patient/guarantor. MANAGED CARE If you are enrolled in a managed care insurance plan i.e. HMO you must receive a referral from your medical doctor before making an appointment. Retroactive referrals are not guaranteed. MISSED APPOINTMENTS/LATE CANCELLATIONS...
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