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10/4/2016AllRegsOnlineDocumentPrintFHASINGLEFAMILYHOUSINGPOLICYLIBRARY/4000.1:FHASingleFamilyHousingPolicyHandbook/ 4000.1:FHASingleFamilyHousingPolicyHandbook/Transmittal:Handbook4000.1(09/30/16)Transmittal:Handbook4000.1(09/30/16) Issued:September30,2016 EffectiveDate:MultipleSeeBelow SpecialAttentionof: AllFHAapprovedMortgagees AllDirectEndorsementUnderwriters AllFHARosterAppraisers AllFHARosterInspectors AllFHAapproved203(k)

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