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Under insured or Uninsured? A Guide to Health Care Resources in Allegheny County March 2009Table of Contents Clinic Listings Central........................................................3North..........................................................5East.............................................................6South.........................................................14West..........................................................16 For
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Individuals who do not have adequate insurance coverage or who want to have additional protection against underinsured/uninsured drivers need underinsured or uninsured coverage.
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Underinsured or uninsured refers to a situation where an individual does not have enough insurance coverage to fully cover the costs of an accident or injury.
Individuals who have insurance coverage are required to file for underinsured or uninsured benefits if they are involved in an accident where the other party is at fault and does not have enough insurance coverage.
To fill out underinsured or uninsured claims, individuals must provide documentation of the accident, details of the at-fault party's insurance coverage, and proof of their own insurance coverage.
The purpose of underinsured or uninsured coverage is to ensure that individuals are able to receive compensation for damages and injuries even if the at-fault party does not have enough insurance coverage.
Information that must be reported on underinsured or uninsured claims includes details of the accident, proof of the at-fault party's insufficient insurance coverage, and documentation of the individual's own insurance coverage.
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