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RHODE ISLAND HOUSING AND MORTGAGE FINANCE CORPORATION MORTGAGE PURCHASE PROGRAMRECAPTURE NOTIFICATION AND MORTGAGOR IS AFFIDAVIT (TO BE COMPLETED AND EXECUTED BY ALL BORROWERS AT LOAN APPLICATION
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How to fill out recapture notification and mortgagors

01
To fill out the recapture notification, follow these steps:
02
Begin by entering the date at the top of the form.
03
Provide the name and contact information of the mortgagor in the designated fields.
04
Indicate the mortgage account number and the property address associated with the mortgage.
05
Specify the reason for the recapture notification and provide any relevant details.
06
Sign and date the form at the bottom to certify its accuracy.
07
To fill out the mortgagors, follow these steps:
08
Start by entering the necessary personal information of the mortgagors, such as their names, addresses, and contact details.
09
Specify the mortgage account number and the property address related to the mortgage.
10
Provide information about any other parties associated with the mortgage, if applicable.
11
Sign and date the form to validate it.

Who needs recapture notification and mortgagors?

01
Recapture notification may be required by individuals or entities involved in mortgages who need to inform the appropriate parties about the recapture of certain funds.
02
Mortgagors are needed by financial institutions, lenders, and other entities that provide mortgage loans. They serve to identify and gather information about the borrowers who are obtaining the mortgage.
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Recapture notification is a notice required to be submitted by mortgagors who have refinanced or paid off their mortgage within a certain period after receiving a mortgage credit certificate. Mortgagors are individuals who have obtained a mortgage loan to purchase a property.
Mortgagors who have refinanced or paid off their mortgage within a specified timeframe after receiving a mortgage credit certificate are required to file a recapture notification.
Recapture notification forms can typically be obtained from the issuer of the mortgage credit certificate or the relevant taxing authority. Mortgagors should complete the form with the required information and submit it by the deadline.
The purpose of recapture notification is to notify the taxing authority that the mortgagor has refinanced or paid off their mortgage, triggering a potential recapture tax liability.
Recapture notifications typically require the mortgagor to provide information such as the original loan amount, the mortgage credit certificate amount, and details of the refinance or payoff.
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