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Credit Card Page 1 Policy: Credit Card Approved: 2/21/02 Amended: 12/18/14, 3/21/19 Reviewed: 1/19/17, 3/21/19 Library credit cards shall only be used for official library related purchases of goods
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How to fill out credit card usage

01
To fill out credit card usage, follow these steps:
02
Gather all your credit card statements for the billing period you want to track.
03
Locate the credit card usage form or template provided by your credit card company or create your own spreadsheet.
04
Start by filling in the date of each transaction on the form.
05
Write down the name of the merchant or vendor where the purchase was made.
06
Record the amount spent on each transaction.
07
Categorize each transaction based on its type (e.g., groceries, dining, entertainment, etc.).
08
Sum up the total amount spent for each category at the end of the billing period.
09
Calculate the percentage of your credit card usage for each category by dividing the total amount spent by the grand total of all transactions.
10
Analyze your credit card usage to understand where your money is going and identify areas where you may need to cut back or adjust your spending habits.

Who needs credit card usage?

01
Credit card usage is beneficial for individuals who:
02
- Want to track their expenses and spending habits.
03
- Wish to budget their finances effectively.
04
- Are looking to earn rewards or cashback on their credit card purchases.
05
- Need the convenience and security of making cashless transactions.
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- Want to build a good credit history and improve their credit score.
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- Need to make online or international purchases.
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- Want to benefit from credit card perks and benefits such as travel insurance or purchase protection.
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Credit card usage refers to the act of making purchases or transactions using a credit card, which allows individuals to borrow money from a financial institution or lender to pay for goods and services.
Individuals who have used a credit card to make purchases or transactions are required to file credit card usage.
To fill out credit card usage, individuals need to report the details of their credit card transactions including the date, amount, and description of the purchase.
The purpose of credit card usage is to track and monitor spending habits, manage finances, and ensure accurate reporting of transactions for budgeting and accounting purposes.
The information that must be reported on credit card usage includes the date of the transaction, the amount spent, the merchant or vendor, and a brief description of the purchase.
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