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STATE OF CALIFORNIA DEPARTMENT OF BUSINESS OVERSIGHTAPPLICATION FOR A LICENSE UNDER THE CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW DBO CDDL 2020 Long Form (Rev. 0813) Page 9 of 21EXHIBIT INSTRUCTIONS

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How to fill out california deferred deposit transaction

01

To fill out a California Deferred Deposit Transaction, follow these steps:

02

Obtain an application form from a licensed lender in California.

03

Fill in your personal information accurately, including your name, address, phone number, and email.

04

Provide your social security number and date of birth.

05

Include information about your employment, such as your employer's name, address, and phone number.

06

Declare your monthly income and expenses.

07

Specify the amount you wish to borrow and the desired repayment terms.

08

Read and understand the terms and conditions of the loan, including the interest rate and any additional fees.

09

Sign and date the application form.

10

Submit the completed application form to the licensed lender for review and approval.

11

Note: It is important to read and understand the terms of the California Deferred Deposit Transaction before signing the application.

Who needs california deferred deposit transaction?

01

California Deferred Deposit Transaction is typically needed by individuals who are facing temporary financial difficulties and require immediate access to cash.

02

It is commonly used by people who may not have access to traditional banking services or have a poor credit history.

03

However, it is important to remember that a Deferred Deposit Transaction should only be used as a short-term solution and not as a long-term financial strategy.

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What is California deferred deposit transaction?

A California deferred deposit transaction is a type of short-term loan where a borrower writes a post-dated check for the amount borrowed plus a fee, in exchange for cash from a lender.

Who is required to file California deferred deposit transaction?

Lenders who offer deferred deposit transactions in California are required to file the necessary paperwork with the appropriate regulatory agencies.

How to fill out California deferred deposit transaction?

To fill out a California deferred deposit transaction, lenders must provide information about the borrower, loan amount, fees, and repayment terms.

What is the purpose of California deferred deposit transaction?

The purpose of a California deferred deposit transaction is to provide short-term financial assistance to borrowers who need immediate cash.

What information must be reported on California deferred deposit transaction?

Information such as borrower's name, loan amount, fee charged, repayment terms, and other relevant details must be reported on California deferred deposit transaction.

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