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Get the free Direct Graduate PLUS Loan Application 2012 – 2013 - einstein yu

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Este formulario se utilizará para solicitar el Préstamo Directo Grad PLUS para estudiantes de posgrado y profesionales. Debe completar todas las secciones de esta solicitud para que se procese.
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How to fill out Direct Graduate PLUS Loan Application 2012 – 2013

01
Obtain the Direct Graduate PLUS Loan Application form from the Department of Education's website or your school's financial aid office.
02
Fill out your personal information, including your name, Social Security number, and contact information.
03
Provide your school information, including the name and address of the institution you will be attending.
04
Specify the loan amount you are requesting, ensuring it meets your educational expenses but does not exceed the cost of attendance.
05
Indicate the academic year for which you are applying for the loan.
06
Review and complete the credit check section, as your credit history will be assessed.
07
Sign and date the application, confirming the information you provided is accurate.
08
Submit the application electronically or via mail to the appropriate financial aid office.

Who needs Direct Graduate PLUS Loan Application 2012 – 2013?

01
Students enrolled in a graduate or professional program who need additional funding for their educational expenses after exhausting other financial aid options.
02
Eligible students who do not have adverse credit history and are seeking financial assistance to cover tuition, fees, and other school-related costs.
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Yes. Direct PLUS Loans are made to graduate or professional students and to parents of dependent undergraduate students. Like other Direct Loans, Direct PLUS Loans are eligible for PSLF. However, there are additional factors to consider if you are a parent who has taken out a PLUS loan.
Here are four methods you can try for working toward parent PLUS loan forgiveness, depending on your personal situation. Income-Contingent Repayment (ICR) Public service loan forgiveness (PSLF) Career-based loan repayment assistance programs. Refinance parent PLUS loans in your child's name.
This repayment plan leads to loan forgiveness after 25 years under normal conditions, but borrowers pursuing PSLF could have remaining debt forgiven after 10 years (if you still have a balance left). Also note that monthly payments on the ICR plan are not capped, so there's no limit on how high they can go.
The Double Consolidation Loophole for Parent PLUS Loans is a strategy that reduces your monthly payments through better income-driven repayment plans (such as PAYE, IBR, or SAVE) achieved by consolidating your loans twice.
What Are Some Reasons to Avoid PLUS Loans? First, PLUS loans have no automatic grace period. Then there's the fact they aren't eligible for most IDR plans. Then, borrowing too much is easy to do, and finally, they're nearly impossible to get out of, even in bankruptcy.
Generally, you'll have from 10 to 25 years to repay your loan, depending on the repayment plan that you choose. Your required monthly payment amount will vary depending on how much you borrowed, the interest rates on your loans, and your repayment plan. Choose a repayment plan that best meets your needs.
A Direct PLUS Loan is commonly referred to as a grad PLUS loan when made to a graduate or professional student.

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The Direct Graduate PLUS Loan Application for 2012 – 2013 is a loan application process that allows graduate and professional students to apply for federal loans that can help cover educational expenses.
Graduate and professional students who wish to borrow funds under the Direct Graduate PLUS Loan program must file this application.
To fill out the Direct Graduate PLUS Loan Application, students must complete the online application via the U.S. Department of Education's StudentAid.gov website, which includes providing personal information, school information, and financial details.
The purpose of the Direct Graduate PLUS Loan Application is to assess a graduate or professional student's eligibility for federal PLUS loans, which can help finance their educational expenses beyond what is covered by other financial aid.
Applicants must report personal identification details, school information, financial information, including income and credit history, and any other requested information to complete the application process.
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