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SECOND REGULAR SESSIONSENATE BILL NO. 1173 92ND GENERAL ASSEMBLY INTRODUCED BY SENATORS DAYS, BLAND AND DOUGHERTY. Read 1st time January 28, 2004, and ordered printed. TERRY L. SPIELED, Secretary.4283S.01IAN

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Obtain a copy of your credit report from a credit bureau such as Equifax, Experian, or TransUnion.

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Lenders use credit scores to determine the creditworthiness of potential borrowers before approving loans or lines of credit.

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What is use of credit scores?

Credit scores are used by lenders to evaluate the creditworthiness of individuals seeking to borrow money.

Who is required to file use of credit scores?

Lenders and financial institutions are required to use credit scores to make informed decisions on loan approvals.

How to fill out use of credit scores?

Credit scores can be filled out by collecting and analyzing financial information of individuals, including payment history, credit utilization, and length of credit history.

What is the purpose of use of credit scores?

The purpose of using credit scores is to assess the risk of lending money to individuals and determine the interest rates and loan amounts.

What information must be reported on use of credit scores?

Information such as individual's payment history, credit utilization, credit inquiries, and length of credit history must be reported on credit scores.

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