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COVER SHEET I Z A L1 7 5 1 4 S.E.C. Registration Number B AN K I N GC OMM E R C I A LCR POR A T I Band U B S I D I A R I E S(Company\'s Full Name) YOU C H ENG C O 6 8 1 9A Y A L AT OWE R, R C B CA

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Information such as case number, party names, and document type must be reported on cover sheet 1 7.

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