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TO: Freddie Mac Sellers January 7, 2022 | 20221SUBJECT: CREDIT FEES IN PRICE UPDATES As announced in our January 5, 2022, SingleFamily News Center article and effective for Mortgages with Settlement

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How to fill out credit fees in price

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Obtain a credit application form from the credit card company or financial institution.

02

Fill in your personal details such as name, address, contact information, and social security number.

03

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04

Include details of any other credit cards or loans you currently have.

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Who needs credit fees in price?

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Individuals who are applying for a credit card or loan where credit fees are required to be disclosed in the pricing.

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What is credit fees in price?

Credit fees in price refer to the additional charges or fees added to a purchase price when using credit to make a purchase.

Who is required to file credit fees in price?

Businesses or sellers who accept credit card payments are required to disclose and include credit fees in the price.

How to fill out credit fees in price?

Credit fees in price can be filled out by including the additional fees or charges in the total price of the product or service.

What is the purpose of credit fees in price?

The purpose of credit fees in price is to inform customers about the additional charges associated with using credit as a form of payment.

What information must be reported on credit fees in price?

The information reported on credit fees in price should include the breakdown of the fees and charges being added to the total price.

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