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BEHIND ON YOUR MORTGAGE PAYMENTS? If you have fallen behind on your mortgage due to COVID-19, HomeHelpMN is a program you should know about. It's a mortgage relief program from Minnesota Housing,
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How to fill out behind on your mortgage

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How to fill out behind on your mortgage

01
Contact your lender immediately to discuss the situation and see if they offer any assistance programs.
02
Gather all the necessary financial documents such as pay stubs, bank statements, and tax returns to provide to your lender.
03
Consider speaking with a HUD-approved housing counselor for additional guidance and support.
04
Explore options such as loan modification, repayment plans, or forbearance to help catch up on missed payments.
05
Stay in communication with your lender throughout the process and make sure to keep up with any new payment agreements.

Who needs behind on your mortgage?

01
Individuals who are struggling to make their monthly mortgage payments due to financial hardships.
02
Homeowners who have fallen behind on their mortgage payments and are at risk of foreclosure.
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Behind on your mortgage refers to when a borrower has not made one or more payments on their mortgage.
The borrower is required to report when they are behind on their mortgage payments.
To fill out information on being behind on your mortgage, you typically need to contact your lender and provide details about the missed payments.
The purpose of reporting being behind on your mortgage is to inform the lender and potentially seek assistance or discuss payment options.
You must report details such as how many payments are missed, the reasons for the missed payments, and any steps taken to rectify the situation.
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