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LOAN OPTION PRESENTATION ACKNOWLEDGMENT Guaranty Bank offers several types of mortgage products: Portfolio Loans Mortgage loans extended, serviced, and retained by our Bank Standard Portfolio Mortgage
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01
Gather all necessary financial documents such as tax returns, bank statements, and investment information.
02
Research different lenders that offer portfolio loans to find the best option for your financial situation.
03
Fill out the loan application with accurate and detailed information about your financial history and assets.
04
Provide any additional documentation requested by the lender to support your loan application.
05
Review and sign the loan agreement once it has been approved by the lender.
06
Make timely payments on the loan to maintain a good credit history and avoid defaulting on the loan.

Who needs portfolio loans what are?

01
Individuals or businesses who have a diverse investment portfolio and wish to use it as collateral for a loan.
02
Real estate investors who require financing for multiple properties within a single loan.
03
Borrowers who may not qualify for traditional mortgage loans due to credit issues or unconventional sources of income.
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Portfolio loans are loans that are kept on the lender's balance sheet instead of being sold to investors. They are typically held by banks or credit unions.
Financial institutions such as banks or credit unions are required to file portfolio loans that they hold.
Portfolio loans need to be reported on the institution's balance sheet along with details such as the loan amount, interest rate, and borrower information.
The purpose of portfolio loans is to provide financing to borrowers directly from the lender's funds, rather than relying on outside investors.
Information such as the loan amount, interest rate, borrower details, and any collateral provided must be reported on portfolio loans.
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