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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10K X ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December
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How to fill out committed to community banking

01
Understand the values and principles of community banking.
02
Identify your target community and specific needs.
03
Develop a plan on how to address the needs of the community.
04
Engage with community members and stakeholders to gain their input and support.
05
Implement programs and initiatives that align with the values of community banking.
06
Communicate regularly with the community to demonstrate your commitment.

Who needs committed to community banking?

01
Small local banks and credit unions looking to differentiate themselves from larger competitors.
02
Communities seeking financial institutions that prioritize their needs and well-being over profits.
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Committed to Community Banking is an initiative by the federal banking regulators to recognize the contributions of community banks and the importance of their role in the economy.
Community banks are typically required to file reports under the Committed to Community Banking initiative.
Filling out the Committed to Community Banking report involves providing detailed information about community reinvestment, local engagement, and economic impact, as outlined in the provided form guidelines.
The purpose of the Committed to Community Banking initiative is to highlight and promote the efforts of community banks in supporting local economies and serving their customers.
Information that must be reported includes data on lending activities, community involvement, and outreach efforts made by the bank.
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