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2023 ANNUAL REPORT & FORM 10KMarch 29, 2024 Dear Shareholders: The year 2023 was another challenging year for the banking industry thanks in large part to the Federal Reserves continued efforts to
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Form 10-K is a comprehensive financial report filed annually by companies with the Securities and Exchange Commission (SEC). It provides a detailed overview of the company's financial performance and includes information such as financial statements, management discussions, and analysis.
Publicly traded companies listed on U.S. stock exchanges are required to file Form 10-K with the SEC.
Companies must follow the guidelines provided by the SEC and ensure the accuracy and completeness of the information reported in Form 10-K.
The main purpose of Form 10-K is to provide investors and stakeholders with a detailed and transparent overview of a company's financial health and performance.
Form 10-K includes information such as financial statements, management's discussion and analysis, risk factors, legal proceedings, and more.
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