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This document is the annual report for Carver Bancorp, Inc. for the fiscal year ended March 31, 2017. It includes details on the Company\'s financial condition, operational performance, risk factors, internal control findings, and management\'s discussion. The report highlights the Company\'s activities as a federally chartered savings bank primarily serving the African-American community in Harlem and surrounding areas.
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What is 10-K?
The 10-K is an annual report filed by public companies with the U.S. Securities and Exchange Commission (SEC) that provides a comprehensive overview of the company's business performance, including financial statements, management discussion, and risk factors.
Who is required to file 10-K?
Publicly traded companies in the United States with securities registered under the Securities Exchange Act of 1934 are required to file a 10-K.
How to fill out 10-K?
Companies must prepare the 10-K by gathering financial and operational information for the fiscal year, following SEC guidelines and using the appropriate forms and sections, then file it electronically through the SEC's EDGAR system.
What is the purpose of 10-K?
The purpose of the 10-K is to provide shareholders and potential investors with a detailed snapshot of a company's financial health, business operations, and risks, enabling informed investment decisions.
What information must be reported on 10-K?
The 10-K must report audited financial statements, management's discussion and analysis (MD&A), company history, organizational structure, equity securities, executive governance, and potential risks, among other details.
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