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What must be in a credit agreement?
A credit agreement has two main characteristics: Firstly, there must be some deferral of repayment, or a prepayment and secondly, the credit provider must impose a fee, charge or interest with respect to deferred payments or the credit provider must give a discount with respect to prepayment. a credit guarantee.
Is a credit agreement the same as a loan agreement?
Also known as a loan agreement. The main transaction document for a loan financing between one or more lenders and a borrower.
What happens if I don't sign a credit agreement?
If you haven't signed the credit agreement already then you don't owe anything. You can also cancel and return something you're paying off through hire purchase. If you want to keep the goods you'll need to pay for them another way.
What is a credit agreement in terms of the NCA?
A credit agreement is an agreement entered into between a credit provider and a consumer in which the credit provider supplies goods or services or lends money to the consumers.