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Consumer Credit Card Agreement and Disclosure Statement Effective Date 08/15/2013 1.0: ISSUER. California Bank & Trust is a state chartered bank that among other things, issues credit cards to its

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What is consumer credit card agreement?

A consumer credit card agreement is a contract between a credit card issuer and cardholder that outlines the terms and conditions of the credit card, including interest rates, fees, and payment due dates.

Who is required to file consumer credit card agreement?

Credit card issuers are required to file consumer credit card agreements with the Consumer Financial Protection Bureau.

How to fill out consumer credit card agreement?

Consumer credit card agreements can be filled out electronically or on paper, following the guidelines set by the CFPB.

What is the purpose of consumer credit card agreement?

The purpose of a consumer credit card agreement is to disclose important information to cardholders and establish the legal relationship between the issuer and cardholder.

What information must be reported on consumer credit card agreement?

Consumer credit card agreements must include information about interest rates, fees, payment due dates, and other important terms and conditions.

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