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Doc: EPC392-08 Version 1.1 11 April 2011 EPC Guidelines for the Appearance of Mandates (Core SEPA Direct Debit Scheme) Circulation: Publicly available Restricted: No 1. Objectives The SEPA Core Direct

It needs to be made clear that some mandates are easier to deal with; this includes specialized and highly technical directives such as those of the DSP, HMRC, HM Treasury and others. In practice, however, as is apparent from Table 3 and the Mandate examples given in this document, the rule book has evolved into a standardized format, enabling the implementation of a comprehensive scheme. 2. Background The following information should be aware of when considering the appearance of Mandates. First and foremost, mandates should reflect the realities of modern Britain where people work, live, travel and spend most of their time online and using mobile phones. They should be as simple as possible but should be easy for most people to understand, particularly if they have specific needs. They should also reflect the realities of the digital environment in which people work. Mandates should be a clear signal of the Government's policy direction, and should enable people with relevant needs to make informed decisions and take action. There is an important balance to be struck between ensuring that government has access to personal information for its use and safeguarding personal information, particularly online. The use of personal information should in some circumstances be for the purpose of achieving particular goals, but not in all cases. Mandates which involve the provision of data to third parties should be made transparent in the rule book. 3. Contents Mandates (Rule book) 4. The Mandate 3.1 The Rule book 4.1 A brief summary of the content of mandatory rules of general application 5. The Rule as a Rule book 5.1 The Rule books and their contents 4.7 A brief historical perspective 5.2 A description of the relationship between the rules in the mandates and the Rules of Practice 7.1 A description of the structure and structure of the rule book as a whole 16.2 Guidance regarding the appearance of mandatory rules in the rule book 23.2 Guidance for implementing mandatory rules 22.2 Interpretation and other notes 21.1 Mandates at a glance 25.1 Introduction to Mandatory Mandates 13.1 Delegating Authority 18.1 Mandates and the Commissioner 30.1 Implementation of mandatory rules. (and some other helpful notes) 5.2 The Rule book as Rules of Procedure 3.1 The rule book is the primary mechanism of the Government.

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