Get the free Graduate Student Budget Worksheet: 20162017 General Information Name: Home Phone: Wo...

Graduate Student Budget Worksheet: 20162017 General Information Name: Home Phone: Work Phone: Cell: Email: Anticipated Graduation Date: Where did you attend undergraduate school? Educational Plans

How to fill out graduate student budget worksheet

1. First, gather all of your financial information, including income sources, expenses, and any existing debts or loans. This may include pay stubs, bank statements, and credit card statements.
2. Next, start by listing all of your income sources. This could include wages from a part-time job, scholarships, grants, or any other form of regular income. Be sure to include the amount and frequency of each income source.
3. After listing your income, move on to listing your expenses. Begin with fixed expenses such as rent, utilities, and loan payments. These are expenses that stay constant from month to month. Again, be sure to include the amount and frequency of each expense.
4. Once you have listed your fixed expenses, move on to variable expenses such as groceries, transportation, entertainment, and any other discretionary spending. These are expenses that may vary from month to month. Estimate the amount you typically spend on each category.
5. After listing your expenses, subtract the total expenses from your total income to calculate your discretionary income. This is the amount of money you have left over each month after paying for necessary expenses. It is important to track this amount to ensure you are not overspending.
6. Additionally, if you have any existing debts or loans, make sure to list them separately and factor in the monthly payments. This will give you a clear picture of your overall financial situation.
7. Finally, review your budget regularly and make adjustments as needed. It's important to track your actual income and expenses to see if they align with your budgeted amounts. This will help you identify any potential areas of improvement or areas where you may need to cut back on spending.

Who needs a graduate student budget worksheet?

1. Graduate students who want to manage their finances effectively and ensure they are living within their means can benefit from using a budget worksheet. It helps them gain a clear understanding of their income, expenses, and discretionary income.
2. Because graduate students often have limited financial resources, using a budget worksheet can help them prioritize their spending and make smart financial decisions.
3. Furthermore, graduate students who have loans or debts can use a budget worksheet to evaluate how much they can afford to pay each month and plan their repayment strategy.

In conclusion, filling out a graduate student budget worksheet involves gathering financial information, listing income sources and expenses, calculating discretionary income, and monitoring and adjusting the budget as needed. Graduate students who want to effectively manage their finances and make informed financial decisions can greatly benefit from using a budget worksheet.

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