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Welcome to animals voice podcast I'm your host Kevin McKenzie and very excited to have a couple of guests with me here today I've got Nick master Marco managing director North American retail payments with BMO welcome thank you very much nice to have you here on the lecture me here and also with me Mike Schweitzer vice president partner relationships with change it how are you changing if it's a pleasure to be here I'm very well thank you excellent to have you both here today we're going to do the podcast we're here talking this broadcast is going to go live on air on December the first which will be giving Tuesday so rather appropriate to be talking to you gentlemen today, and again thank you for being here Mike I'm going to start with you if you can explain what change it is for our listeners who haven't heard of it before how what does change it and how does it work well you mean there are listeners that hadn't heard of it maybe one ok that's a good time for us to talk about again um you know what I'll try to explain it in the simplest sense because sometimes we get too complicated it is round up and donate okay, so you would say what is round up in donate well it's every time you use your in this case credit card with Bank of Montreal every purchase you make whether it's a coffee whether you're out there buying your groceries or putting gas in your car that transaction the amount of that transaction is rounded up for most customers to the next dollar and all of those roundups throughout the month are accumulated and donated to the customers' charity of choice every month how amazing making it easier on people to change the world and make a difference right it's, and you know I like when I hear people like my kids talking about if it's cool yeah definitely give, but it's cool, so Nick please explain to me if you will what the BMO Ontario SPCA MasterCard is and how that works be happy to so let me first start by telling you that it's a partnership that was struck 15 years ago so since 2000 we've been in partnership with Ontario SPCA just to be able to deliver a credit card so now like all BMO credit cards they all come with a reward program of you have the customer's choice so in this case it would be either cash back or air miles, and you get all the perks and privileges of any BMO credit card in addition to that there are two things that we add on actually perhaps three the first is a unique logo for Ontario SB CA Thank You the second very welcome the second is a unique card design which actually stands out and as it serves as a constant reminder for all the locations that that card is used in and perhaps more importantly is in what makes it truly unique is that a percentage of all the sales that are conducted on that card are actually delivered back to the Ontario SPCA and so that what that's what makes it different from any other credit card that we have out there thank you and on behalf of all of us at the Ontario SPCA I can't tell you...
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