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Case 2:00cv01423FCDKJM Document 60 1 2 3Filed 01/24/06 Page 1 of 2RODERICK P. BUSHNELL (46583) BUSHNELL, CAPLAN & FIELDING, LLP 221 Pine Street, Suite 600 San Francisco, CA 94104 Telephone: (415)
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01
Be aware of the signs of a phantom debt collector, such as receiving calls about a debt you do not recognize or being threatened with legal action.
02
Do not provide any personal information or payment to the caller. Legitimate debt collectors will provide written validation of the debt and will not ask for immediate payment over the phone.
03
Report the impersonator to the Federal Trade Commission (FTC) and your state's Attorney General's office.
04
Keep records of any communication with the impersonator, including dates, times, and what was discussed. This information can be useful when reporting the scam.
05
If you are unsure about the legitimacy of a debt collector, contact the original creditor to verify the debt and confirm if they have hired a collection agency.
06
Stay informed about current scams and educate yourself on how to protect against fraud.
07
Consider placing a fraud alert on your credit report to prevent unauthorized activity.

Who needs phantom debt collectors impersonate?

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No one needs phantom debt collectors impersonate. Phantom debt collectors impersonate can cause financial harm and emotional distress to unsuspecting victims.
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Phantom debt collectors impersonate legitimate debt collection agencies to collect nonexistent debts from consumers.
Individuals or organizations that have been targeted or affected by phantom debt collectors are required to report their experiences.
To report phantom debt collectors, you can fill out a complaint form provided by the Federal Trade Commission (FTC) or your state's attorney general's office.
The purpose is to deceive consumers into paying debts that they do not owe, often leading to financial and emotional distress.
You must report the debt collector's name, the amount claimed, any communication details, and your personal experience regarding the impersonation.
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