Consolidate Break Warranty

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You can cancel an extended warranty at any time, and you'll get a prorated refund for the unused portion of your policy. If the warranty was included in your loan, your car payment won't drop, but you may pay off the car sooner after the refund is deducted from your balance.
The good news is that you can cancel your auto extended warranty at any time, for any reason, and don't believe anyone who tells you otherwise. The bad news is that the previously mentioned finance managers don't want you to do so.
You are allowed to cancel, and if it's within 30 days of purchase you can get the entirety of your money back. After 30 days you will get varying amounts depending on how long the coverage has been in effect and the mileage on the car.
There may be a no-cost cancellation period, such as 30 days after purchase. Otherwise, the amount you get back is based on the time the coverage has been in effect and the car mileage. Some extended warranties include a cancellation fee, which will further reduce the refund amount.
An extended car warranty may help cover the cost of certain repairs to your vehicle when the manufacturer's warranty expires. While it may sound like a good idea in theory, extended warranties often come with a high price tag and don't necessarily cover everything that could go wrong.
It does however take warranty companies a notoriously long time to refund money (4-6 weeks). If the payoff is made on your trade in vehicle and a warranty refund is sent after your account has a zero balance, then that money would be sent to you from the lender.
It does however take warranty companies a notoriously long time to refund money (4-6 weeks). If the payoff is made on your trade in vehicle and a warranty refund is sent after your account has a zero balance, then that money would be sent to you from the lender.
On the contract, it says, if you cancel within 60 days, you get 100% refund. After 60 days or if you have incurred a claim, a pro rata refund of the lesser unused months or unused miles will be made.
0:36 3:50 Suggested clip Can I Get A Refund Or Cancel Extended Warranty? — YouTubeYouTubeStart of suggested client of suggested clip Can I Get A Refund Or Cancel Extended Warranty? — YouTube
In four to six weeks, you should receive a check in a mail for the money that you spent on your gap insurance coverage.
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