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Jose C., Miami Florida, Excellent product lets me keep all my custom forms in one place, and easily fill them out. Customer service was outstanding as well!
2015-08-10
It is intuitive, easy to use, provides adequate help for new users requiring guidance, and provides flexible outlets for PDF use. On the down side, I do not require a secure connection for my PDF work, and the lag in loading and saving my changes & files is distracting and unpleasant.
2016-11-20
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Good layout and simple to understand. However, while editing I realised that it does change the original size of the item when it is converted the format.
2019-06-23
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Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.
What if I have more questions?
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Can you forbear consolidation loans?
No, there are no early repayment penalties for a federal consolidation loan. To make extra payments, the borrower may specify Extra payment to principal on any prepayment. Borrowers who are planning on making extra payments on their loans may wish to avoid consolidation.
How do I know if I should consolidate my student loans?
You want to lower your monthly payment. When you graduate, you're automatically enrolled in a 10-year Standard Repayment Plan. You don't qualify for IDR plans or loan forgiveness. You want a fixed interest rate.
Is consolidating your student loans a good idea?
Consolidating federal student loans may be a good strategy to lower monthly payments or to get out of default, but it is not always a good idea. Direct consolidation loans are now the only type of federal student consolidation loan. Consolidation loan borrowers should not be charged origination fees.
How long does it take for a student loan consolidation to go through?
How long does a consolidation take? Consolidation can take anywhere from 30 to 90 days. In rare cases, it may take longer. The process involves the transmission and processing of payoff statements, called Loan Verification Certificates (LCS), which can take time.
How does student loan consolidation work?
Student loan consolidation is a process through which you take out a new loan, which is then used to pay off your other existing student loans. Instead of having multiple loans and loan payments, you have only one. You can consolidate all federal student loans and most private student loans.
What student loans Cannot be consolidated?
Loans that are not eligible for consolidation include state or private loans that are not federally guaranteed. Interest rates for consolidation loans are fixed.
Will consolidating student loans hurt my credit?
Consolidating your student loans won't affect your credit score much. Federal consolidation doesn't incur a credit check, and refinancing has a soft credit pull. In both instances, these actions won't affect your credit score negatively.
What credit score do I need to consolidate student loans?
You or your co-signer generally need a credit score at least in the high 600s to qualify for student loan refinancing. Lenders' minimum credit score requirements range from 650 to 680.
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