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BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM Washington, D.C. 20551 FORM 10-KSB X ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December
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R.S. Employer Identification No.) One Broadway, Stamford, CT 06902 (Address of principal executive offices) (Zip Code) (Registrant's telephone number, including area code) Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months and (2) has been subject to such filing requirements for the past 90 days. Yes x No ¨ Yes ¨ No x Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Website, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes x No y No ¨ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one): Large accelerated filer ¨ Accelerated filer ¨ Non-accelerated filer x (Do not check if a smaller reporting company) Smaller reporting company ¨ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ¨ No x (Do not check if a larger reporting company) Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Website, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes x No ¨ Yes ¨ No x Indicate by check mark whether the registrant is a multinational organization as defined in Rule 12b-2 of the Exchange Act. See the definition of “multinational organization” in Rule 12b-2 of the Exchange Act.

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FRB Report Forms FR2086 refers to a set of reporting forms used by the Federal Reserve Board (FRB) to collect data related to the financial and operational condition of banking institutions.
Banks and other financial institutions that are regulated by the Federal Reserve Board are required to file FRB Report Forms FR2086. The specific institutions mandated to file these forms may vary depending on the regulatory requirements.
FRB Report Forms FR2086 can be filled out by collecting and organizing the required financial and operational data as specified by the Federal Reserve Board. The forms can then be filled out manually or electronically as per the instructions provided by the regulatory authority.
The purpose of FRB Report Forms FR2086 is to gather accurate and timely information about the financial and operational condition of banking institutions. This data helps the Federal Reserve Board in carrying out its supervisory and regulatory responsibilities effectively.
FRB Report Forms FR2086 typically require financial institutions to report information related to their balance sheets, income statements, loan portfolios, capital adequacy, risk exposure, and other relevant financial and operational data as specified by the Federal Reserve Board.
The deadline to file FRB Report Forms FR2086 in 2023 may vary depending on the specific reporting period and the regulatory requirements imposed by the Federal Reserve Board. It is advised to refer to the official guidelines or contact the regulatory authority for the accurate deadline information.
Penalties for the late filing of FRB Report Forms FR2086 may be determined by the Federal Reserve Board and can vary depending on the severity and frequency of non-compliance. Common penalties include fines, sanctions, restrictions on operations, or additional regulatory scrutiny. It is recommended to consult the regulatory authority for specific penalty guidelines.
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