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PUBLIC SECTOR PENSION SCHEME OF NBL Country: Germany Database Update: June 2009 Name of Scheme: Versorgungsanstalt DES Bundles UND her L under (NBL), Pension Institution of the Federal Republic and

As the name suggests, the pension system is a public provision, financed from general taxation. The schemes are funded via the public pension scheme fund, which is funded through all forms of public pension contributions. The funding structure was reformulated in 2003 with the introduction of the supplementary pension fund, a funding mechanism which combines the contribution from the supplementary pension scheme and the regular public pension contribution. In Germany, the regular public contribution is based on the average wage, whereas the supplementary contributions are based on the employer's contribution, the average salary or the average employer-employee wage. The supplementary pension scheme is based on the age at retirement for men and women and is set at a level of around 3 months. The supplementary pension scheme contribution is financed from the employer's contribution on a yearly basis (with a small increase in 2011), so both employers and employees share in the cost. The scheme is linked to a number of income-related taxes. As in the case of the regular social pension and social insurance system, the government pays a fixed annual proportion of the supplementary pension. The contributions for the regular pension are based on average salary, whereas the contributions for supplementary pensions are based on average wage. The contribution amount depends on the employee's age. In general, the supplementary pension is lower for part-time or older, non-supervisory employees. When the supplementary pension is paid, both employees and employers are entitled to receive unemployment benefits. On the other hand, when the regular pension is given out for unemployment, only the contributions of the person are considered, and they are considered for all income-related taxes. As the supplementary pension is more attractive in Germany compared to other European countries, it is likely to increase the number of people choosing this option. The basic monthly supplementary pension payment is 2263 euros or about 1.38 thousand Euros each month. A supplementary pension scheme may pay several monthly pensions, with an additional monthly pension being granted to parents with dependent children. The supplementary pension can be applied to both men and women, but it is often higher for women. The supplementary pension is paid by a contribution into an account by both the employer and employee. The employer and employee are expected to contribute as follows: For single-worker pension schemes: 35% for the employer and 25% for the employee (as of 2013). For multi-employer pension schemes: 65% to the employer and 35% to the employee (as of 2013).

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What is effects of speech rate?

Effects of speech rate refer to the impact or consequences of the speed at which someone speaks. It can affect communication, comprehension, and perception of the speaker.

Who is required to file effects of speech rate?

There is no specific requirement to file effects of speech rate. It is a concept related to communication and can be studied or observed by researchers, linguists, or speech therapists.

How to fill out effects of speech rate?

Effects of speech rate cannot be directly filled out as it is not a form or document. It is a subject that can be examined through research, analysis, or recording and analyzing speech patterns.

What is the purpose of effects of speech rate?

The purpose of studying the effects of speech rate is to understand how the speed of speech impacts communication, comprehension, and other aspects of speech production. It helps in improving communication strategies and identifying speech disorders.

What information must be reported on effects of speech rate?

There is no specific information that needs to be reported on effects of speech rate. It is a study or observation based on analysis of speech patterns, communication dynamics, and its impact on various factors.

When is the deadline to file effects of speech rate in 2023?

There is no deadline to file effects of speech rate as it is not a document that needs to be filed. It is a subject of study or observation that can be conducted at any time.

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Since effects of speech rate are not filed or documented, there is no penalty for late filing related to this concept.

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