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June 2017SHORTFALL SAVINGS:
THE IMPORTANT FINANCIAL
BUFFER AGAINST VOLATILITY
D AV I D S. M I T C H E LL SUMMARY
EPIC has identified shortfall savings as a key tool in the toolbox for
achieving financial
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How to fill out shortfall savings
How to fill out shortfall savings
01
Step 1: Calculate your current expenses and determine the total shortfall amount that you need to save.
02
Step 2: Identify your sources of income and determine how much you can allocate towards savings.
03
Step 3: Set a realistic timeline for achieving your savings goal.
04
Step 4: Cut down on unnecessary expenses and find ways to save more money.
05
Step 5: Explore different savings options such as high-interest savings accounts or investment options.
06
Step 6: Regularly track your progress and make adjustments if necessary.
07
Step 7: Stay disciplined and committed to your savings plan until you reach your target amount.
Who needs shortfall savings?
01
Anyone who wants to secure their financial future and be prepared for unexpected expenses.
02
Individuals who have identified a specific financial goal and need to bridge the gap between their current savings and the desired amount.
03
People who want to build an emergency fund to protect themselves from financial crises.
04
Those who want to save for major purchases or events like buying a house, going on a vacation, or planning for retirement.
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