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You if you think back to a time when you took out a loan or a mortgage got credit card or even bought something bison credit like a sofa is a good cancerous×39’re off in PPI or payment protection insurance and our research shows that millions of people who sold a policy that was not suitable for them this dismisses selling and if you've been miss old PPI you can complain and get your money back but so many people know what PPI Igor whether they even have it retook to the streets to find out PPI now Done#39’t know what that is I've heard of it, but I don't know what it is now if you fall behind in your payments your insurer just make that know what you know if you have it I presume I have yet to be only someone I wouldn't have Ivana done#39’t know'm not aware that I do know Snapple so what is PPI in short it×39’s an insurance that is supposed to cover your debt repayments if you can't work however we think it#39’s a very poor value product that won×39’t even cover you when you need it most for example if you×39’re self-employedunemployed in temporary employment on fixed term contract or retired you might not be able to use your insurance or if you have a pre-existing medical condition like a bad back this may also stop your claiming if you're unable to work and if these points weren't made clear to you when you bought the policy chances are your miss sold've come to speak to James daily editor of which money to find out more so James what exactly is Mr. Lee well when our financial services company is selling you a product they've got an obligation to explain exactly what that#39’re selling to you and also any significant exclusions and when it comes to something like payment protection insurance to neaten making it crystal clear that it×39’s an optional extra and not somethinyouu'’re obliged to take out alongside the policy and that×39’s what happens with many people, and they're partaking out loans and credit cards they were given the impression they had to take out PPI which they certainly didn'tTSO what should you do if you think you've being Miss old well making complaint is easier than you might think our online PPI claim back tool guides you through the process just fill out your details and the details of your loan and PPI policy number and the tool will generate a tailored letter of complaint for you, you can either email the letter directly or you might have to print it out and post it the bank or firm and have eight weeks to respond and if you're unsure about whether you have PPI their#39’s information on our website about how to find out so we#39’ve seen how easy it is to put a complaint tin yourself to your bank or your lender but with so many people eligible for compensation there are claims management companies literally tripping over themselves to put in your complaint for you and take a cut of your compensation people have probably seen the no-winno-fee TV ads on the TV or received a text or an email ab outputting in a claim...
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