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USE OF MACROECONOMIC FACTORS IN CREDIT SCORING APPLICATION TO POINT IN TIME RISK EVALUATION OF SMEs Fabio Wending Munoz de Andrade, Serbia S.A. Ricardo Gonçalves da Silva, Serbia S.A. Andrade serasa.com.BR
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How to fill out use of macro-economic factors
01
Step 1: Gather data on various macro-economic factors such as GDP, inflation rate, interest rates, employment rate, etc.
02
Step 2: Analyze the existing economic conditions and trends in the country or region of interest.
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Step 3: Identify the potential impact of these macro-economic factors on the business or industry you are analyzing.
04
Step 4: Use the gathered data to quantitatively assess the influence of these factors on your business or industry.
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Step 5: Develop a framework or model that incorporates the macro-economic factors and their relationship with your business.
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Step 6: Monitor and regularly update the macro-economic factors to stay informed about any changes or shifts in the economy.
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Step 7: Utilize the insights from the analysis of macro-economic factors to make informed business decisions and strategies.
Who needs use of macro-economic factors?
01
Economists and researchers who study the overall health and performance of the economy.
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Government agencies and policymakers who need to make informed decisions about economic policies and regulations.
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Entrepreneurs and startups aiming to identify market trends and adapt their business strategies accordingly.
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Academic institutions and educators teaching courses related to economics and financial analysis.
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