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INSURANCE FRAUD THROUGH COLLUSION BETWEEN POLICYHOLDERS AND CAR DEALERS: THEORY AND EMPIRICAL EVIDENCE Pierre PICARD, Kill Want to cite this version: Pierre Picard, Kill Wang. INSURANCE FRAUD THROUGH
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How to fill out insurance fraud through collusion

01
Step 1: Contact someone you trust and establish a collusive relationship.
02
Step 2: Research and identify an insurance company or policy that you want to target for fraud.
03
Step 3: Obtain insurance coverage from the chosen company or policy.
04
Step 4: Stage an incident or accident that would qualify for an insurance claim.
05
Step 5: Make sure the incident appears legitimate by creating evidence and witnesses.
06
Step 6: File an insurance claim for the staged incident, providing all necessary documentation.
07
Step 7: Collaborate with your trusted contact to support the fraudulent claim if needed.
08
Step 8: Await the insurance company's investigation and assessment of the claim.
09
Step 9: If necessary, present additional evidence to convince the insurer of the claim's legitimacy.
10
Step 10: If successful, receive the insurance payout and divide it with your collusive partner.

Who needs insurance fraud through collusion?

01
Individuals or groups seeking to obtain financial gain by deceiving insurance companies.
02
Individuals facing financial difficulties or those who want to exploit insurance policies for personal benefits.

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