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GENDER AND CREDIT RISK: A VIEW FROM THE LOAN OFFICERS DESK Jose G. Montaño, UPFBarcelonaGSEIPEGICREA Marta ReynalQuerol, ICREAUPFBarcelonaGSEIPEG This version: March 2019In this paper we analyze
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Gender: Choose the appropriate gender option (male, female, other) based on the individual's self-identification.
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Credit risk: Gather relevant information such as credit score, payment history, outstanding debts, and financial stability to assess the individual's credit risk level.
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Financial institutions, lenders, credit card companies, insurance companies, and other organizations that need to evaluate an individual's creditworthiness and assess potential financial risks.
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