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MHP Community Large Group, Small Group, and High Deductible Member HandbookLarge Group, Small Group, and High Deductible Member HandbookMclarenHealthPlan.org MHPCC20160114Large Group, Small Group,
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How to fill out high-deductible health plans are

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Understand your high-deductible health plan (HDHP) details such as deductibles, out-of-pocket maximums, and coverage limits.
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Estimate your healthcare expenses for the year to determine how much you need to contribute to your HSA or FSA.
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Set up automatic contributions to your HSA or FSA to save for future medical expenses.
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Keep track of your healthcare expenses and submit claims for reimbursement when necessary.
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Review your HDHP coverage annually to make sure it still meets your needs.

Who needs high-deductible health plans are?

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Self-employed individuals who want to save on premiums and have the flexibility to choose their healthcare providers.
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Those who are generally healthy and don't anticipate needing a lot of medical care.
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People who are able to contribute to a Health Savings Account (HSA) or Flexible Spending Account (FSA) to save for healthcare expenses.

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