A written explanation of what deductions, exclusions, credit and other arrangements may be made (other than deductions, exclusions, credits and arrangements for loan or brokerage services) at the time the loan is made (for example, “No deductions for insurance, taxes, maintenance, interest charges, license fees or fees for the issuance license”). ... How long have you been participating in the program? ... In accordance with the terms of the agreement, the loan repayments are tax-deductible, the loan is secured by the personal residence and the loan will be repaid over a 15-year period (including extensions by the lender for up to 3 additional years) at an annual percentage rate of 8.65%. ... How long have you been living in the home as the primary residence or are you moving to a new location where the primary residence is not the property of your employer? ... The loans would not be made to a corporation, corporation sole, partnerships, or other business entity. ... Do you expect to sell the home? In what circumstances would the loan be canceled? ... The lender must not enter into this agreement with the intention of making loans to you and must enter into this agreement only if the principal of the loan would exceed the property value of the home, as verified by the City Assessor or similar authority. ...
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Address: City: State: Zip Code: Telephone: Fax: Person(s) to contact: Email Address: ... What objectives do you hope to accomplish with your retirement program? ... 401(k)- Employee Deferral. ...
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