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ST. MARY UNIVERSITY SCHOOL OF GRADUATE STUDIESDETERMINANTS OF PROFITABILITY OF COMMERCIAL BANKS IN ETHIOPIA (20102014)BY PUBLISHED GEBREWOLDJANUARY, 2016 ADDIS ABABA, ETHIOPIADETERMINANTS OF PROFITABILITY
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Identify all sources of revenue for the company.
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Calculate the total cost incurred by the company including both fixed and variable costs.
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Determine the operating income by subtracting the total cost from the total revenue.
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Calculate the net income by subtracting taxes and interest expenses from the operating income.
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Finally, calculate the return on equity, return on assets, and profit margin to analyze the determinants of profitability.

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