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Product is really good, but customer service is great. I had an issues with printing after spending a couple of hours editing a documents and quickly became frustrated. I contacted customer service, they responded within a few hours with a solid solution that worked.
2015-08-25
There are some things that could be more user-friendly or convenient but overall it is very effective and useful as a tool for creating and modifying documents. The "preview document" is never accurate, and the ink looks faded after it is scanned in as a template.
2018-07-18
I really love all the features PDF Filler has to offer. I use it just about everyday in the office. I've even used the mobile app from home on my day off. I would recommend PDF Filler to anyone who needs to send and receive documents. Thank you...
2019-09-04
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I was searching for a tool that allows me to modify, sign and create all-in-on documents and finally I found it here with you, for that reason I subscribed.
2023-09-27
easy to find relevant documents
easy to find relevant documents. Appreciate the option to print them or fill them out online. Appreciate how organized the site is and how thorough the collection of documents you have available. Also appreciate being able to write my own signature.
2023-03-24
I've been using PDFfiller regularly for over 2 years now, and it works wonderfully. I'm able to upload documents, add fillable lines, and get electronic signatures seamlessly. Customer service is also great - prompt and friendly in attending to any questions or issues. Makes running my business that much easier.
2022-05-05
Excellent tools
Excellent tools. I tried it today on one form on free trial.
I won't carry on with the subscription because I find the prices really high and I rarely need this type of service.
Also, I don't like the deceiving ways of this business where they make you believe it's all free with no commitments until after you've spent the time to edit the document. When you try to download or print etc that's when you are stopped and asked to choose a subscription and give your bank details.
2021-11-02
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I think this is most trusted website I ever seen and customer service and compliant are very much priority for them. Customer service team is very quick and knowledgeable.
2021-05-28
So far this has been exactly what I was looking for. We just upgraded from paper to a software system and I need something to make our contracts and enrollment documents fillable for the parents and students without redoing everything.
2021-05-19
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What is a 10-year draw period?
A draw period is the amount of time you can withdraw funds from a credit account through a home equity line of credit. For instance, a 10-year draw period allows you to withdraw money for a period of 10 years. After the draw period ends, you are responsible for repaying the loan.
How does a 10 year Helot work?
A HELOT normally has a 25-year term, with a draw period and a repayment period. The draw is typically the first 5 to 10 years, followed by the repayment period of 10 to 20 years. After the draw period, the borrower must pay off the principal of the HELOT, along with the interest.
How do payments on a Helot work?
In its simplest form, a HELOT works somewhat like a credit card. You can borrow money up to a certain credit limit set by the lender and then pay back the borrowed amounts along with interest. This option can offer more flexibility you can even withdraw and make payments on a daily or weekly basis, if necessary.
What happens when a home equity line of credit matures?
Helots have a 10-year maturity date. Once your HELOT matures, the draw period of the loan expires and the entire balance at that point converts to a 10-year installment loan at prevailing home equity loan rates which are higher than first mortgage rates.
Is a home equity line of credit a good idea?
You can utilize cash up to the upper limit, which is the total of your equity. Sometimes, a home equity line of credit is a better choice because you only pay interest on the specific amount that you've borrowed instead of paying interest on the total sum of your equity, as is usually the case with a home equity loan.
Can you pay off Helot during draw period?
HELOT repayment Typically, you're only required to make interest payments during the draw period, which tends to be 10 to 15 years. You can also make payments back toward the principal during the draw period. When you pay off part of the principal, those funds go back to your line amount.
Can you pay off Helot early?
The HELOT offers you access to a specified amount of money, but you do not have to use any of it. At any time, you can pay off any remaining balance owed against your HELOT. If you pay off your HELOT balance early, your lender may offer you the choice to close the line of credit or keep it open for future borrowing.
What is the draw period on a home equity line of credit?
During the draw period (or borrowing period), you can access funds through the line of credit to pay for expenses. Terms can vary, but typically the draw period will be up to 10 years 1, after which you'll reach end of draw and no longer be able to borrow against your HELOT.
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