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It is sometimes difficult to understand how to use the different functionalities. Your "how to" guides focus on "push this button, then this" but are not focused on the end product (i.e. " how do you create a XXXX")
2018-05-16
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2018-10-03
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2018-11-12
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2020-04-15
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2020-04-11
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2019-06-01
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2024-08-21
What do you like best?
I use the pdf merge feature constantly. It's great for compiling packets, assorted documents, expense reports etc.
What do you dislike?
It's not cheap, limited to uploading 5 docs
What problems are you solving with the product? What benefits have you realized?
Compiling meeting materials. Digital signatures.
2021-02-16
Lay Payment Record Feature Description
The Lay Payment Record feature simplifies how you manage and track your payments. This tool provides an organized way for you to document every transaction, ensuring that you always have a clear view of your financial commitments. Whether you're managing personal expenses or business transactions, this feature supports you in keeping everything in order.
Key Features
User-friendly interface for easy navigation
Secure storage for payment records
Customizable categories for better organization
Export options for reporting and analysis
Real-time updates on payment status
Potential Use Cases and Benefits
Track monthly bill payments to avoid late fees
Manage subscriptions and recurring payments efficiently
Provide financial documents for tax preparation
Monitor cash flow for better budgeting
Simplify record-keeping for small business owners
You might wonder how this feature can solve your problems. With the Lay Payment Record feature, you eliminate the hassle of lost receipts and forgotten payments. It offers a straightforward solution to keep your finances in check. As a result, you can save time, reduce stress, and make informed financial decisions. This tool empowers you to take control of your payment history, ensuring you never miss a deadline again.
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How long does a 30-day late payment affect your credit score?
A late payment, also known as a delinquency, will typically fall off your credit reports seven years from the original delinquency date. For instance: If you had a 30-day late payment reported in June 2017 and bring the account current in July 2017, the late payment would drop off your reports in June 2024.
How long will a 30-day late affect credit score?
A late payment, also known as a delinquency, will typically fall off your credit reports seven years from the original delinquency date. For instance: If you had a 30-day late payment reported in June 2017 and bring the account current in July 2017, the late payment would drop off your reports in June 2024.
How much does 1 late payment affect credit score?
One late payment could have a more significant impact on higher credit scores. According to FICO data, a 30-day delinquency could cause as much as a 90- to 110-point drop on a FICO Score of 780 for a consumer who has never missed a payment on any credit account.
How do I get a 30-day late off my credit report?
Hire a Credit Repair Company to Dispute the Item. ...
File a Credit Report Dispute Yourself. ...
Request a Goodwill Removal from Your Creditor. ...
Wait for the Late Payment to Age Off of Your Report.
Do late payments on closed accounts affect credit score?
Regardless of whether it's a loan or credit card, a closed account can still affect your score. According to Equifax, closed accounts with derogatory marks such as late or missed payments, collections and charge-offs will stay on your credit report for around seven years.
Can I get late payments removed from my credit report?
If you're late paying a bill, your creditor might report it to the consumer credit bureaus and that could hurt your credit. But you might be able to get the late payment removed if you actually paid on time, or if it's more than seven years old.
How long do late payments stay on your credit report?
A late payment, also known as a delinquency, will typically fall off your credit reports seven years from the original delinquency date. For instance: If you had a 30-day late payment reported in June 2017 and bring the account current in July 2017, the late payment would drop off your reports in June 2024.
Can you get student loan late payments removed from credit report?
In most cases, late payments aren't reported to credit bureaus (and don't affect your credit rating) unless they're 45 days late 90 days with federal student loans. If you exceed that grace period and the delinquency is added to your credit report, you can make a case to have it removed.
How much does one late payment affect credit score?
How Does a Late Payment Affect Your Credit? A late payment at least 30 days past due could drop your score as much as 100 points. There's no bigger single factor affecting your credit score than on-time payments, so missing a payment will sting.
Does a 6-day late payment affect credit score?
Here's a summary of how late payments impact your credit scores: 30 days late: This record will damage your credit scores most when it is recent. ... Otherwise, a single 30-day late payment should not cause lasting damage. 60 days late: Similarly, recent 60-day late payments cause the most damage.
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