Pag-ibig housing loan Forms and Templates

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Questions & answers

Before applying for a housing loan, you should already have saved up at least 20% of the property's value for the down payment. The higher the down payment you can afford to pay, the more likely your housing loan application will get approved.
A Pag-IBIG housing loan application isn't as easy as it sounds, though. Neither is getting approval for the loan. It will take so much of your time, energy, and even money, to comply with all the eligibility and documentary requirements.
Accomplished Housing Loan Application (HLA) with recent ID photo of borrower or co-borrower. Proof of income. One valid ID (photocopy, back-to-back) of Principal Borrower and Spouse, Co-borrower and Spouse, Seller and Spouse and Developer's Authorized Representative and Attorney-In-Fact, if applicable.
For every cost of the property, there is a certain percentage that Pag-IBIG may allow you to loan the amount. For example, if the property costs Php 1,000,000 which Pag-IBIG can allow you to loan only 90% (0.90) of the amount. Php 900,000 is the loanable amount you can request in the Pag-IBIG Housing Loan.
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