Customize and complete your essential Settlement Statement template

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Last updated on Jan 19, 2026

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Customize Your Essential Settlement Statement Template

Efficiently manage your real estate transactions with our customizable Settlement Statement template. You can tailor it to suit your specific needs, making it an indispensable tool for agents, lenders, and buyers alike.

Key Features of Our Settlement Statement Template

Fully customizable fields for accurate information entry
User-friendly interface to streamline data input
Option to add or remove sections based on transaction type
Easy export to PDF or other formats for sharing
Compliant with local regulations and standards

Use Cases and Benefits

Real estate agents can personalize documents for each closing
Lenders benefit from quick and accurate mortgage calculations
Homebuyers can easily understand their financial obligations
Property managers can simplify financial reporting for clients
Investors can maintain organized records for multiple transactions

Our customizable Settlement Statement template solves persistent issues of accuracy and clarity in financial documentation. By allowing you to adjust fields and content, it ensures that you present precise information every time. Save time, reduce mistakes, and enhance your professionalism with a tool designed to meet your needs.

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Your go-to guide on how to build a Settlement Statement

Creating a Settlement Statement has never been so easy with pdfFiller. Whether you need a professional document for business or individual use, pdfFiller offers an easy-to-use solution to create, customize, and manage your documents effectively. Employ our versatile and fillable templates that align with your precise requirements.
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Open the PDF editor. When you have the form you need, open it up in the editor and utilize the editing instruments at the top of the screen or on the left-hand sidebar.
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Place fillable fields. You can choose from a list of fillable fields (Text, Date, Signature, Formula, Dropdown, etc.).
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Adjust your form. Add text, highlight information, insert images, and make any required changes. The intuitive interface ensures the procedure remains easy.
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Save your edits. When you are satisfied with your edits, click the “Done” button to save them.
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The settlement statement can be provided to the homebuyer and seller by the mortgage lender, a settlement agent, a title company or a real estate attorney.
The settlement statement should clearly show the charges and credits for both the buyer and the seller. You should calculate and itemize the amounts for each category, such as the purchase price, earnest money deposit, loan fees, title fees, recording fees, transfer taxes, commissions, prorations, and adjustments.
Preparing and receiving the closing statement Closing statements are prepared by closing agents, who help facilitate the sale of a property. Typically, closing agents are real estate attorneys, title companies or escrow officers. Closing statements must be issued at least three business days before closing. What is a closing statement in a real estate sale? - Bankrate Bankrate real-estate what-is-a-closin Bankrate real-estate what-is-a-closin
A settlement statement is a document summarizing all costs owed by or credits due to the homebuyer and seller (or to the borrower in the case of a refinance). The document also includes the purchase price of the property, loan amount and other details. What Is A Settlement Statement In Real Estate? | Bankrate Bankrate real-estate settlement-state Bankrate real-estate settlement-state
The HUD-1 form, also known as the Settlement Statement, is a standardized form used in real estate transactions in the United States.
three pages The three pages of the HUD-1 form include a summary of all the costs associated with the mortgage (page 1), an itemized list of each expense (page 2) and a comparison between your initial loan estimate and the final settlement (page 3). HUD-1 Settlement Statement Definition - Bankrate Bankrate mortgages hud-1-settleme Bankrate mortgages hud-1-settleme
What Is a Settlement Statement? A settlement statement is a document that summarizes the terms and conditions of a settlement agreement between parties. Commonly used for loan agreements, a settlement statement details the terms and conditions of the loan and all costs owed by or credits due to the buyer or seller.
HUD-1s are still in use, but in specific situations only. HUD-1s are used in conjunction with reverse mortgages, line of credit loans, residential properties being purchased with commercial loans, and by lenders who do a certain number of loans a year.
A HUD-1 settlement statement, also referred to simply as a settlement statement, details every charge associated with your new loan. It also outlines who is responsible for each of those charges — the buyer or the seller — as well as any credits you may receive for things like taxes, insurance or deposits.
In mortgage lending, there are two main types of settlement statements a borrower may encounter: closing disclosures and HUD-1 settlement statements. A mortgage closing disclosure is a standard settlement statement that is formulated and regulated for the mortgage lending market.
The HUD-1 Settlement Statement is a document that lists all charges and credits to the buyer and to the seller in a real estate settlement, or all the charges in a mortgage refinance. If you applied for a mortgage on or before October 3, 2015, or if you are applying for a reverse mortgage, you receive a HUD-1.