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Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.
Does a warranty deed require a title search?
Even with a General Warranty Deed, buyers need to understand that a deed's guarantees are not sufficient evidence to prove seller ownership. Deeds can contain errors, both of omission and commission. To confirm a seller's deed, buyers need to find evidence of title.
Does a warranty deed prove ownership?
A warranty deed is one type of proof of ownership; it shows the name of the owner and gives a brief description of the property. The previous owner or party granting you ownership signs the warranty deed, showing your rights to the property. A quitclaim deed is the other main type of property deed.
Does a warranty deed transfer ownership?
In a deed, the grantor warrants he or she is the rightful property owner and has a legal right to transfer title. There are different types of deeds such as the warranty deed, special warranty deed, and the quitclaim deed.
How do you prove ownership of a property?
Get a copy of the deed to the property. ...
Produce copies of purchase documents. ...
Use the certificate of title for a mobile home. ...
Gather property tax receipts. ...
Get copies of mortgage payment records. ...
Provide proof of homeowner's insurance in your name. ...
Complete an affidavit of ownership.
Who can prepare a warranty deed?
Signing the Warranty Deed: In order to make the Warranty Deed legally binding, the Seller needs to sign it front of a notary public. Then signed and notarized deed must be filed at the city or county office for recording property documents.
What document proves ownership of real estate?
Ownership Evidenced by Title or Deed The title or deed to a piece of property, whether it be land or vehicle, is the most basic form of proof of ownership. Deeds should be recorded with the county where the property is located.
Is Warranty Deed same as title?
A warranty deed is a higher level of protection produced by the seller upon the real estate closing. It includes a full legal description of the property, and confirms the title is clear and free from all liens, encumbrances, or title defects. Most property sales make use of a warranty deed. ... Our title agents can help.
Is a title the same thing as a deed?
Title is the legal way of saying you own a right to something. ... Deeds, on the other hand, are actually the legal documents that transfer title from one person to another. It must be a written document, according to the Statute of Frauds. Sometimes the Deed is referred to as the vehicle of the property interest transfer.
Is a warranty deed the same as a deed?
The warranty deed acts to transfer property ownership from the current owner the "grantor" to the new buyer, the "grantee." ... For example, when you purchase a house, the seller signs a warranty deed granting you ownership. You then sign the deed of trust as a promise to repay the lender for the loan.
Is a warranty deed proof of ownership?
A warranty deed is one type of proof of ownership; it shows the name of the owner and gives a brief description of the property. The previous owner or party granting you ownership signs the warranty deed, showing your rights to the property. A quitclaim deed is the other main type of property deed.
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