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Does a warranty deed mean you own the property?
A warranty deed is a document often used in real estate that provides the greatest amount of protection to the purchaser of a property. It pledges or warrants that the owner owns the property free and clear of any outstanding liens, mortgages, or other encumbrances against it.
Is a warranty deed and a deed the same thing?
Warranty deeds are commonly used in many states when a property is sold. The deed states the names of the granter and grantee and also includes a complete legal description of the property. The granter signs the deed, generally in the presence of a notary public, who then acknowledges the granter's signature.
Why would you use a warranty deed?
A Warranty Deed is a real estate document used when a property owner (granter) transfers land to a buyer (grantee), and wishes to make a guarantee that the property is free and clear of any encumbrances, like a lien or mortgage.
What do I do with a warranty deed?
What Is a Warranty Deed? A warranty deed is a document often used in real estate that provides the greatest amount of protection to the purchaser of a property. It pledges or warrants that the owner owns the property free and clear of any outstanding liens, mortgages, or other encumbrances against it.
Should I buy a house with a special warranty deed?
The best way to protect yourself as a buyer is to buy title insurance when you purchase the property. A special warranty deed provides the buyer with some guarantees about title, but it does not offer complete protection. However, these types of deeds can be acceptable if other protections are put in place.
When would you use a special warranty deed?
Special Warranty Deed Special warranty deeds are often used by builders because they only owned the property for a short period of time during construction and don't want to make promises as to the prior owners.
How much does a special warranty deed cost?
It should only cost a couple of hundred bucks to have a special warranty deed drawn up (assuming there is no mortgage). You will then have a recording fee of about $30, based on the number of pages the deed contains and
How do I get a warranty deed for my property?
Warranty deeds are on file with county recorder's office in the county where the property resides. To get a copy of a warranty deed, go to the county recorder's office and request a copy. Often, you will be charged a fee for the copy.
Who prepares a warranty deed?
Whoever has their name on the deed is the rightful owner of the home, so it's one of the most important documents in buying or selling a home. The seller typically prepares the real estate deed, usually with the help of a title company or an attorney to ensure the property transfers successfully.
How do you fill out a warranty deed?
Get a copy of the current deed for the property, if you do not have the document.
Fill out the date section of the warranty deed.
Fill out the "grantor" section of the warranty deed.
Does a warranty deed transfer ownership?
While a Warranty Deed guarantees that there are no other existing claims on the property, a Quitclaim Deed does not. Both deeds transfer interest in a property from a granter (property owner) to a grantee or buyer. In a Warranty Deed, the grantee is the person who the interest in a property is being transferred to.
Who can draw up a warranty deed?
The two parties involved in a warranty deed are the seller or owner, also known as the granter, and the buyer or the grantee. Either party can be an individual or a business, and are often strangers to each other.
How do I get a warranty deed?
Warranty deeds are on file with county recorder's office in the county where the property resides. To get a copy of a warranty deed, go to the county recorder's office and request a copy. Often, you will be charged a fee for the copy.
What is the purpose of a warranty deed?
A warranty deed is a type of deed where the granter (seller) guarantees that he or she holds clear title to a piece of real estate and has a right to sell it to the grantee (buyer), in contrast to a quitclaim deed, where the seller does not guarantee that he or she holds title to a piece of real estate.
How long is a warranty deed good for?
The law will assume that an Agent acting under a valid Durable Power of Attorney, had the authority to transfer the property. A Warranty Deed has no expiration date, it is transferred permanently as of the date of the transfer.
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