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What does a title search reveal?
A title search will determine the legal owner of the property; reveal any mortgages, liens, judgments, or unpaid taxes that will have to be cleared before the property can be sold; and detail any existing easements, restrictions, or leases affecting the property.
How long is a title search valid?
Depending on the number of documents the examiner must review, a title search will take anywhere from one hour to two weeks to complete. Read this search carefully and look for any hidden problems. Title insurance guarantees that the seller has legal and marketable title to the property which he is selling.
How long is a title search good for?
Depending on the number of documents the examiner must review, a title search will take anywhere from one hour to two weeks to complete. Read this search carefully and look for any hidden problems. Title insurance guarantees that the seller has legal and marketable title to the property which he is selling.
What is the role of the title search in making a home purchase?
A clear title is necessary in any real estate transaction. ... A title search is an examination of public records to determine and confirm a property's legal ownership and to find out whether there are any claims are on the property.
How long does it take for a title company to clear?
How Long It Takes a Check to Clear and Banks That Do It Fast. Usually two business days for personal checks; up to seven for some accounts. Usually one business day for government and cashier's checks and checks from the same bank that holds your account.
What will a title search reveal?
A title search will determine the legal owner of the property; reveal any mortgages, liens, judgments, or unpaid taxes that will have to be cleared before the property can be sold; and detail any existing easements, restrictions, or leases affecting the property.
How do I take my name off of a car title?
Take a look at the title. If the title says your name and then “AND/OR” the other person's name, you can title it yourself without the other person's permission or signature. ...
Contact the person whose name you wish to remove from the title. ...
Send the title in the mail to the person whose name you are removing.
Can I remove my name from a car loan?
Generally speaking, the only way to get a co-signer removed from a car loan is to refinance the loan. ... If they won't, you might see if a lender will agree to remove the co-signer after you've made a certain number of on-time payments, but before you've paid off the loan.
Can you take your name off of a car loan?
As a general rule, the bank won't remove your name from a cosigned debt unless the other person has demonstrated they can handle the loan on their own.
How can a co buyer be removed from a car loan?
Refinance the loan. Refinancing the loan means that you will be taking out new financing in your own name without the co-buyer. ...
Sell the vehicle. More often than not, the easiest way to get out of a joint auto debt is to simply sell the vehicle. ...
Modify the loan. ...
Settle the matter in court.
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