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What does the title company do for the buyer?
Title companies generally act as the combined agent of the insurance company, the buyer, the seller, and any other parties related to a real estate transaction, such as mortgage lenders. The title company reviews title, issues insurance policies, facilitates closings, and files and records paperwork.
Does buyer or seller choose title company?
The answer to this question is YES. The accepted practice in real estate industry is for the buyer to submit an offer to purchase a property either alone or through an agent. The buyer will then select a title company.
Can a seller require a buyer to use a specific title company?
Yes. Seller will only pay for the owner's title policy if buyer uses its preferred title company. Several courts have held that an economic incentive for a buyer to use a particular title insurance company does not amount to a violation of Section 9. [8]
Who decides which title company to use?
In some cases, the buyer selects the title company and pays for a lender's insurance policy. Sometimes the seller selects the title company and pays for an owner's title insurance policy. Occasionally the buyer and seller decide on the title company and each pays for part of the policy.
What does the title company do for the seller?
Title companies generally act as the combined agent of the insurance company, the buyer, the seller, and any other parties related to a real estate transaction, such as mortgage lenders. The title company reviews title, issues insurance policies, facilitates closings, and files and records paperwork.
Should I choose my own title company?
It should. Consumers have the legal right to choose their own title company but rarely exercise that option. Do your due diligence and research the title company that is recommended to you. It's a good idea to ask friends and family for a referral to one they have used and were satisfied with.
What does the title company do for closing?
A title-closing company has the responsibility for ensuring that all the documents related to the ownership of a property are in order before real estate transactions are executed. The title company also provides an agent to oversee the closing process.
What is the title company responsible for?
Title companies generally act as the combined agent of the insurance company, the buyer, the seller, and any other parties related to a real estate transaction, such as mortgage lenders. The title company reviews title, issues insurance policies, facilitates closings, and files and records paperwork.
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