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What is a record of title?
Records of title (previously referred to as computer registers or certificates of title) prove the ownership of land and the rights and restrictions that apply to the land. ... current record of title shows the current owner/s, legal description, registered rights and restrictions, e.g. a mortgage.
What does a title search show?
A title search will determine the legal owner of the property; reveal any mortgages, liens, judgments, or unpaid taxes that will have to be cleared before the property can be sold; and detail any existing easements, restrictions, or leases affecting the property.
What information is included in a title search?
A key part of a title search is looking at public records including records of deaths, divorces, court judgments, liens, taxes and wills. Public records in a wide variety of governmental offices must be examined for a title search, including those in the recorders of deeds, county courts, tax assessors and surveyors.
What does Title Search mean?
In real estate business and law, a title search or property title search is the process of retrieving documents evidencing events in the history of a piece of real property, to determine relevant interests in and regulations concerning that property.
Is a title search done on the buyer?
A property title search is typically ordered during escrow when a lender financing a home purchase requests a preliminary report from a title company. However, a search can be done anytime, by anyone, such as a buyer (who might not need a lender's money) or a homeowner who's looking to refinance their home.
What is a computer register certificate of title?
Records of title (previously referred to as computer registers or certificates of title) prove the ownership of land and the rights and restrictions that apply to the land. Records of title (previously referred to as computer registers or certificates of title) have been recorded electronically since 2002.
What is a computer register certificate of title)?
Previously known as a computer register or certificate of title, for a unit title development this document records the ownership of a unit, contains a legal description of the unit boundaries and records any legal interest which is registered against the title to the unit (for example a mortgage or easement).
What is the purpose of a certificate of title?
A certificate of title is a state or municipal-issued document that identifies the owner or owners of personal or real property. A certificate of title provides documentary evidence of the right of ownership mainly for real estate.
How do you get a certificate of title?
Complete an application for the duplicate certificate of title, which is available online at your state's Department of Motor Vehicles' website or at your local DMV office.
Photocopy your proof of identity. ...
Get your application notarized if necessary.
Make out a check for the fee.
Is certificate of title the same as a deed?
A title deed, most commonly known as a certificate of title, is a paper record showing the current owner and title particulars of a property. ... An owner of a property must specifically apply to obtain a paper certificate of title.
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