Extend Elect Notification For Free

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Can I elect Cobra after 60 days?

If you enroll in COBRA before the 60 days are up, your coverage is then retroactive, as long as you pay the retroactive premiums. This means that if you incur medical bills during your “election period,” you can retroactively and legally elect COBRA and have those bills covered.

Can you retroactively elect Cobra?

If you enroll in COBRA before the 60 days are up, your coverage is then retroactive, as long as you pay the retroactive premiums. This means that if you incur medical bills during your “election period,” you can retroactively and legally elect COBRA and have those bills covered.

Is Cobra retroactive to date of termination?

COBRA coverage begins on the date that coverage is lost (usually the first of the month following termination). Employees who enroll in COBRA later in their election window (which begins on the date of coverage loss) will have coverage retroactively to that date, and will need to pay for retroactive coverage.

Can I change plans when I elect Cobra?

Yes. Once COBRA continuation coverage is elected and the 60-day election period has passed, you can drop a plan at any time. But, to change between plans or add new plans, you may need to wait until open enrollment. If you acquire a new dependent, you have the same rights as an active employee to add new dependents.

How do I sign up for Cobra continuation coverage?

If you are entitled to elect COBRA coverage, you must be given an election period of at least 60 days (starting on the latter of the date you are furnished the election notice or the date you would lose coverage) to choose whether to elect continuation coverage.

How long can you backdate Cobra?

You have 60 days after you lose your benefits to elect to pay for COBRA coverage. However, even if you enroll on Day 60, your coverage is retroactive to Day 1. Of course, you'll have to pay the retroactive premiums for that period.

Can you get Cobra retroactively?

If you enroll in COBRA before the 60 days are up, your coverage is then retroactive, as long as you pay the retroactive premiums. This means that if you incur medical bills during your “election period,” you can retroactively and legally elect COBRA and have those bills covered.

Can I sign up for Cobra after 60 days?

You have 60 days to decide whether to sign up for a COBRA plan. COBRA lets your dependents approve coverage even if you decline COBRA. If you initially reject COBRA, you can still get it later as long as it's within the 60-day window. Your coverage is retroactive to the qualifying event, such as your last day.

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