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Home Title Lock is one of the services that says it will monitor your home's deed 24/7 to prevent title fraud; it costs $15 a month ($150 annually, two years for $298). But you can protect yourself for freely periodically checking your property record on the website of your county's register of deeds.
While advertisements may try to convince you to buy Home Title Lock, the truth is that if you get your own title insurance, the monitoring service they provide really isn't necessary. ... That is what home title insurance is for.
Home Title Lock offers a title-monitoring service It is a monthly subscription service that promises to alert you to anything affecting your home's title, which could indicate mortgage fraud. Once a change is detected, Home Title Lock promises that our team of experts are here to help you navigate the situation.
Title Lock is the leading title fraud detection company in the United States. ... An affordable alternative to falling victim to property fraud, Title Lock's proprietary desktop and mobile platform notifies users with real-time notifications as soon as title documents are disturbed for early protection.
Deed fraud occurs when someone steals your identity, forges your name on a deed, and takes title to your home. ... Beatty was eventually convicted of fraud and sentenced to a year in prison. Merit also lost hundreds of thousands of dollars in damage to the property and family heirlooms.
Home title fraud occurs when someone obtains the title of your property usually by stealing your identity to change ownership on your property title from your name to theirs. The fraudster can then secure as many loans as possible using your equity as collateral.
One little known aspect of identity theft is deed fraud. Deed fraud occurs when someone steals your identity, forges your name on a deed, and takes title to your home. While it may seem that it should be a simple matter to get your home back after becoming a victim of deed fraud, nothing in the law is very simple.
Get serious, not scared. Don't let the horror stories freak you out. ... Place security freezes and fraud alerts. ... Secure your devices. ... Keep an ID-theft file. ... Review all your personal data files. ... Stop unsolicited credit-card offers. ... Monitor accounts often. ... Respond rapidly.
Deeds and Titles Property deeds are public record and available from the recorder's office or property records office of the county in which your home is located. When you purchase a house or other real property, you'll usually receive the deed when you close on the sale.
When the property was purchased, the property transfer was recorded at the county court office. You can obtain a certified copy of the property deed by the county clerk of court or the registry office for a fee determined by the local government. A certified copy holds the same legal clout as the original deed.
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