Note Over Title Warranty For Free
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Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.
Does a warranty deed transfer ownership?
While a Warranty Deed guarantees that there are no other existing claims on the property, a Quitclaim Deed does not. Both deeds transfer interest in a property from a granter (property owner) to a grantee or buyer. In a Warranty Deed, the grantee is the person who the interest in a property is being transferred to.
Does a quitclaim deed transfer ownership?
The quitclaim deed only transfers the type of title you own. Deed transfers of any kind (warranty or quitclaim) impact only the ownership (title) and do not change or affect any mortgage on the property. The mortgage is a separate document.
Why would someone do a quit claim deed?
Quitclaim deeds are most often used to transfer property between family members. Examples include when an owner gets married and wants to add a spouse's name to the title or deed, or when the owners divorce and one spouse's name is removed from the title or deed.
Is a quit claim deed legally binding?
How Do I Make It Legally Binding? In most states, a quit claim deed is considered effective and executed once it has been both signed by the granter(s) and also delivered and accepted by the grantee. Every person listed in the deed should receive a copy of the deed and the original should be recorded.
Do I need a lawyer for a quit claim deed?
A quit claim deed transfers the legal ownership of the property from one party to another, and doesn't require attorneys or legal help, unless you choose to consult an attorney.
Can I sell property with a quit claim deed?
It's an inexpensive way to transfer property, and, while an owner of a property acquired by quitclaim deed can't sell it without a clear title, the property can be sold later after a warranty deed is obtained. You can then buy title insurance and, with legal title, transfer the property through a warranty deed.
Can a warranty deed be changed?
Call the mortgage lender, title company and the local property records office and inform them that you need to change the warranty deed on your property. Changing a warranty deed usually means the property's mortgage note and title will have to be revised, and there may be fees charged for these services.
Can a warranty deed be reversed?
A warranty deed can be revoked. In most situations, the person signing the deed needs the cooperation of the person who received the deed to revoke it. If the deed was prepared for a property transfer as part of a typical sale, though, you probably will have to take legal action to revoke the deed.
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